Free money calculators for everyday decisions

Simple, accurate calculators for loans, savings and pay. They work in 18 currencies, need no sign-up, and nothing you enter ever leaves your device.

Monthly payment, total interest and a year-by-year amortization schedule for any personal, car or business loan.

Your full monthly housing cost: principal and interest plus property tax, insurance and fees.

See how savings and investments grow over time with regular contributions and compounding.

Work backwards from a target: how much to save each month to reach it on time.

The hourly and day rate you need to charge to reach your income goal after tax, expenses and time off.

Convert any wage between hourly, weekly, monthly and yearly, and compare job offers fairly.

Why use ClearCalc?

Private by design. Every calculation runs in your browser. We don't store or see your numbers.
Any currency. Choose your currency at the top of any page, from US dollars and euros to Rwandan francs and Kenyan shillings.
Explained, not just calculated. Each tool shows the formula it uses and practical tips, so you understand the result.
Shareable. Copy a link that reopens the calculator with your exact numbers filled in.